Simple, Straightforward Mortgage Advice You Can Trust
Buying a home is one of the biggest financial decisions you’ll ever make — and having the right mortgage in place is just as important as finding the right property.
At Sheffield Estate Agents, we work with experienced, FCA-regulated mortgage advisers who provide clear, honest advice tailored to your circumstances. Whether you’re a first-time buyer, moving home, remortgaging, or investing in a buy-to-let property, we’re here to help make the process smooth and stress-free.
Why Arrange Your Mortgage Through Us?
✔ Access to competitive mortgage rates
✔ Expert advice tailored to your situation
✔ Support from application to completion
✔ First-time buyer guidance
✔ Buy-to-let and investment mortgages
✔ Remortgage options to reduce monthly payments
✔ Help for self-employed applicants
We take the time to understand your financial position and future plans before recommending the most suitable mortgage products available.
First-Time Buyers
Buying your first home can feel overwhelming — deposits, affordability checks, credit scores, lenders’ criteria…
We simplify everything.
Our advisers will:
- Explain how much you can borrow
- Help you understand your deposit requirements
- Guide you through government schemes (if applicable)
- Secure a Decision in Principle quickly
- Support you right through to completion
You focus on finding your dream home — we’ll handle the finance.
Home Movers
If you’re selling and buying at the same time, timing your mortgage correctly is crucial.
We’ll:
- Review your current mortgage
- Check if porting is possible
- Compare better rates available
- Calculate stamp duty and affordability
- Ensure your mortgage aligns with your moving timeline
Buy-to-Let Mortgages
Whether you’re a first-time landlord or expanding your portfolio, choosing the right buy-to-let mortgage can significantly impact your return on investment.
We provide:
- Rental income assessments
- Limited company mortgage options
- Portfolio landlord advice
- Interest-only options
- Stress test calculations
As local property experts, we understand the Sheffield rental market and can help you structure your investment wisely.
Remortgaging
If your fixed rate is ending, now is the perfect time to review your options.
Remortgaging could:
- Reduce your monthly payments
- Release equity
- Consolidate debts
- Secure a better long-term rate
We’ll compare available lenders and ensure switching is worthwhile.
The Process – Made Simple
- Initial consultation (free, no obligation)
- Affordability assessment
- Mortgage product recommendation
- Agreement in Principle
- Full application submission
- Mortgage offer issued
- Completion
Clear communication at every stage.
Why Choose Sheffield Estate Agents?
We don’t just sell houses — we help you secure them.
By arranging your mortgage alongside your property purchase, we ensure:
- Faster communication
- Fewer delays
- A smoother transaction
- Everything handled under one roof
